Mortgage Etc (formerly Lend Etc) is a comprehensive and powerful tool for realtors, financial advisors, and lending professionals and offers some advanced features that only expensive desktop package have, such as US Federal Housing Authority's Graduated Payment Mortgages (FHA-GPM), balloon mortgages. Data can also be exported to Pocket Excel(tm) or CSV files to be used by desktop Excel for futher analysis and presentation. The following are some of the key features:

• PITI calculation with amortization schedule.
• FHA GPM mortgages US Federal Housing Authority GPM mortgages calculation with amortization schedule.
• Balloon mortgages with amortization schedule.
• Different payment scenario analysis -- current template allows total of nine scenarios, combination of different payment frequency, distribution of payments over a year.
• International mortgages support -- EURO, Canadian mortgages.
• Generic mortgage calculation screen allows different payment frequency as well as rate compounding frequency to be specified.
• Export mortgage definition and amortization schedule to CSV file. This file can be imported into spreadsheet.
• Copy and Paste mortgage/loan information and amortization schedule directly into Pocket Excel!
• Skin based mini calculator to allow calculations without even leaving Mortgage Etc(TM).
• Skin based mini numeric keypad for quick data entry.
• Localization -- most of fields can be translated into a different language other than English. This is a great feature if you serve multi-cultured community, let your client understand what is going on!
• Customization -- the very fact that field descriptions can be translated into another language, they also can be changed for different terminology.